Don’t get too crazy when you discover credit cards. You may hear this all the time, but you’d be surprised how many 40-somethings are still saddled by credit from their highly charged 20s. One women in LA laments that the closetful of designer shoes and handbags she collected in her twenties doesn’t come in handy as she stays at home with her child and her husband struggles in his creative but competitive low-paying field. Another ... keep reading...

  From the stats showing women don’t negotiate as well as men to the reality that we still don’t get equal pay, the fact is women have to get better at asking for money….their own money   At one of my 7x7 Mentoring Salons we put the question on the table:   Q. How do you price your product / services?   A. More than you probably are now.   “The more you charge, the more they respect you. A client thought the ... keep reading...

  Finding financial independence is always a hot topic at 40:20 Vision. At first it seems so boring to have to worry about saving money when everyone is telling you to experience life. And retirement -- so far away! But the reality is we do need to plan - and yes that means even in your twenties. And once you get over the initial fear, confusion or just plain avoidance, it can be fun. It's actually ... keep reading...

  These gems of wisdom are from the GoGirlFinance.com sponsored 7x7 Mentoring Salon on balancing fun and frugality in your twenties. Last November we gathered together a group of women including GoGirl Finance founder Caryn Effron and seven experienced "mentors" comprising both financial advisors and savvy women who have navigated their finances through career transitions, family building and home ownership to answer seven 20-something’s questions about managing personal finances while living a fulfilling life.  One question ... keep reading...

  I had a conversation with a group of entrepreneurs in their 20s to 40s. The conversation was varied and rich!  Here are three pieces of their wisdom – what they know now that they wish they new then. Relevant for entrepreneurs and beyond! Learn to code: “I would say like I have permanent job security because I can write code. There’s such a starvation mentality out there right now especially for stay-at-home moms who can't get ... keep reading...

Dear 40-somethings, First of all, sorry for my English but I'm writing from Paris (France).  I'm 26. I still live with my parents due to a lack of money as I have been working on my own business for the past year. I love my business idea, doing marketing and learning new skills. Professionals in the in industry I have met are excited about my business model and I already have some clients willing to work ... keep reading...